[index] [sitemap] longequityreturns site_update executive_summary origins actuarial_assets actuarial_laws risk_management short_termism higher_return_effect place_for_equities smoothing_consultation original_papers investment_analyst TIA_Oct_1983 TIA_Jul_1984 dividend_growth TIA_Apr_1986 TIA_Jul_1987 performance_froth the_actuary Act_May_1991 Act_Jun_1991 Act_Oct_1991 Act_Nov_1991 other_papers IACA TrustLaw those_six_reasons PenForumUS PRMIA dvr_approaches dvr_definition dvr_example base_values mvr_v_dvr_10 mvr_v_dvr_eq_15 mvr_v_dvr_sub convergence convergence_eq_10 convergence_eq_15 efficiency example_data example_chart efficiency_whole_eq_10 efficiency_whole_eq_15 efficiency_sub_periods equity_income_component risk_premiums risk_premia_10 risk_premia_15 risk_premia_subperiods estimating_returns final_thoughts sitemap personal_background